Rates

 

The below rates are posted and valid as of April 3, 2017 rates may vary if the amounts, terms or other conditions change from those posted below.

Checking Accounts

ADVANTAGE Checking
Product Interest Rate APY*
$2,500 - up 0.10% 0.10%

*Annual Percentage Yield (APY). $2,500 opening balance required. Annual Percentage Yield (APY) may change without notice at any time after the account is opened. $2,500 minimum daily ledger balance required to avoid $25.00 service charge. Fees may reduce earnings.

Senior ADVANTAGE Checking
Product Interest Rate APY*
$.01 - up 0.10% 0.10%

*Annual Percentage Yield (APY). $100 opening balance required. Annual Percentage Yield (APY) may change without notice at any time after the account is opened. A monthly, recurring direct deposit must be initiated or account will revert to a non-interest bearing account. Primary account holder must be age 50 or older. Fees may reduce earnings.


Money Market Accounts

ADVANTAGE Money Market
Product Interest Rate APY*
$1,000 - $9,999.99 0.05% 0.05%
$10,000 - $24,999.99 0.10% 0.10%
$25,000 - $49,999.99 0.15% 0.15%
$50,000 - $99,999.99 0.20% 0.20%
$100,000 - $249,999.99 0.20% 0.20%
$250,000 - up 0.25% 0.25%

*Annual Percentage Yield (APY). $1,000 opening balance required. To obtain the advertised Annual Percentage Yields (Annual Percentage Yield (APY) on this account, you must open and maintain an ADVANTAGE Checking Account with a minimum opening balance of $2,500. You must maintain a daily collected balance within each range to obtain the Annual Percentage Yield (APY) for each interest rate tier. Annual Percentage Yield (APY) may change without notice at any time after the account is opened. Fees may reduce earnings.

Personal Money Market
Product Interest Rate APY*
$1,000 - $24,999.99 0.05% 0.05%
$25,000 - $49,999.99 0.10% 0.10%
$50,000 - $99,999.99 0.15% 0.15%
$100,000 - $249,999.99 0.15% 0.15%
$250,000 - up 0.20% 0.20%
$250,000 - up** 0.75% 0.75%

*Annual Percentage Yield (APY). $1,000 opening balance required. You must maintain a daily collected balance within each range to obtain the Annual Percentage Yield (APY) for each interest rate tier. Annual Percentage Yield (APY) may change without notice at any time after the account is opened. Fees may reduce earnings.

**Personal Money Market Special Rate is available for funds not currently on deposit with 1st Advantage Bank. Annual Percentage Yield (APY) is accurate as of 04/03/17. Minimum balance to open account and earn the promotional 0.75% APY is $250,000. Promotional APY is guaranteed for 6 months. After 6 months, the rate will change to then current APYs determined for each tier. Fees may reduce earnings. This special is not available for businesses. Promotional APY is available for a limited time only.

ADVANTAGE Business Money Market
Product Interest Rate APY*
$1,000 - $9,999.99 0.05% 0.05%
$10,000 - $24,999.99 0.10% 0.10%
$25,000 - $49,999.99 0.15% 0.15%
$50,000 - $99,999.99 0.20% 0.20%
$100,000 - $249,999.99 0.20% 0.20%
$250,000 - up 0.25% 0.25%

*Annual Percentage Yield (APY). $1,000 opening balance required. To obtain the advertised Annual Percentage Yields (Annual Percentage Yield (APY) on this account, you must open and maintain an ADVANTAGE Business Checking Account. You must maintain a daily collected balance within each range to obtain the Annual Percentage Yield (APY) for each interest rate tier. Annual Percentage Yield (APY) may change without notice at any time after the account is opened. Fees may reduce earnings.

Business Money Market
Product Interest Rate APY*
$1,000 - $24,999.99 0.05% 0.05%
$25,000 - $49,999.99 0.10% 0.10%
$50,000 - $99,999.99 0.15% 0.15%
$100,000 - $249,999.99 0.15% 0.15%
$250,000 - up 0.20% 0.20%

*Annual Percentage Yield (APY). $1,000 opening balance required. You must maintain a daily collected balance within each range to obtain the Annual Percentage Yield (APY) for each interest rate tier. Annual Percentage Yield (APY) may change without notice at any time after the account is opened. Fees may reduce earnings.


Savings Accounts

ADVANTAGE Savings
Product Interest Rate APY*
$1,000 - $9,999.99 0.10% 0.10%
$10,000 - $24,999.99 0.10% 0.10%
$25,000 - $49,999.99 0.10% 0.10%
$50,000 - $99,999.99 0.10% 0.10%
$100,000 - $249,999.99 0.15% 0.15%
$250,000 - up 0.15% 0.15%

*Annual Percentage Yield (APY). $1,000 opening balance required. To obtain the advertised Annual Percentage Yields (Annual Percentage Yield (APY) on this account, you must open and maintain an ADVANTAGE Checking Account with a minimum opening balance of $2,500. You must maintain a daily collected balance within each range to obtain the Annual Percentage Yield (APY) for each interest rate tier. Annual Percentage Yield (APY) may change without notice at any time after the account is opened. Fees may reduce earnings.

Regular Savings
Product Interest Rate APY*
$.01 - up 0.10% 0.10%

*Annual Percentage Yield (APY). $100 opening balance required. Annual Percentage Yield (APY) may change without notice at any time after the account is opened. Fees may reduce earnings.

Piggy Bank Savings
Product Interest Rate APY*
$.01 - up 0.10% 0.10%

*Annual Percentage Yield (APY). $10 opening balance required. Annual Percentage Yield (APY) may change without notice at any time after the account is opened. Fees may reduce earnings.


CDs & IRAs

ADVANTAGE CDs & IRAs
Product Interest Rate APY*
3 month ADVANTAGE CD/IRA 0.50% 0.50%
6 month ADVANTAGE CD/IRA 0.55% 0.55%
12 month ADVANTAGE CD/IRA 1.24% 1.25%
18 month ADVANTAGE CD/IRA 1.29% 1.30%
24 month ADVANTAGE CD/IRA 1.39% 1.40%
30 month ADVANTAGE CD/IRA 1.44% 1.45%
36 month ADVANTAGE CD/IRA 1.49% 1.50%
48 month ADVANTAGE CD/IRA 1.54% 1.55%
60 month ADVANTAGE CD/IRA 1.99% 2.00%

*Annual Percentage Yield (APY). Minimum balance to open CD/IRA is $500. To obtain advertised Annual Percentage Yield (APY), customer must open and maintain an ADVANTAGE Checking Account with a minimum opening deposit of $2,500. A penalty may be imposed for early withdrawal.

Regular CDs & IRAs
Product Interest Rate APY*
3 month CD/IRA 0.25% 0.25%
6 month CD/IRA 0.30% 0.30%
12 month CD/IRA 1.00% 1.00%
18 month CD/IRA 1.05% 1.05%
24 month CD/IRA 1.15% 1.15%
30 month CD/IRA 1.19% 1.20%
36 month CD/IRA 1.24% 1.25%
48 month CD/IRA 1.29% 1.30%
60 month CD/IRA 1.74% 1.75%

*Annual Percentage Yield (APY). $500 opening balance required to obtain each Annual Percentage Yield (APY). Annual Percentage Yield (APY) is fixed for the term of CD/IRA. A penalty may be imposed for early withdrawal.