The end of the year is close and for many people that means reviewing their finances and budget to see where they can improve. If you don’t currently do this, you should. If the pandemic has taught us anything, it’s that it pays to be prepared. Here are a few things that you should be […]
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Your credit score is one of the most important measurements of your financial health. This number helps show lenders how responsible you are at using credit and helps you get things like loans. To raise your credit score to a healthy level and keep it there, follow these 3 tips: Review your credit reports Regularly […]
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Emergencies can strike at any time. Would you have the funds necessary to cover that emergency? Saving for emergencies doesn’t have to be a daunting task with these four tips: Set Up An Emergency Fund It’s a good idea to open a savings account especially for storing your emergency fund. That way, you won’t be […]
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A credit score is a number between 300-850 that depicts the creditworthiness of a consumer. The higher the number, the more favorable lenders will view you. As such, this number (also called your FICO score) significantly affects your financial life. Your credit score is calculated through factors like: Payment history Total amount owed Length of […]
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The decision to purchase a home is an exciting one, with dreams of the perfect house. Before you dive into shopping for houses, you need to prepare to get your finances in order and talk to your lender. Check your credit score What is your credit score like? This will determine whether you’re eligible for […]
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