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Treasury Management Services

Business banking is about more than just a checking account. 1st Advantage Bank knows all business owners share at least one common trait:  They’re extremely busy.  Make the most of your time with our wide range of Treasury Management services and let us help you take your business to the next level.
Business Online Banking with Bill Pay

Sign in to 1st Advantage Bank’s Online Banking for your single access point to all your business accounts and loans. Out-of-band authentication provides additional, multi-factor security. 

Our online Bill Pay gives you the freedom to pay bills online without having to write checks.  You can schedule recurring payments, schedule payments to multiple payees, and expedite payments at the click of a button.  You can also review pending payments along with payment history.  Capabilities to sign up to receive e-bills are also an option.

ACH Origination

Efficiently manage the cash flow in and out of your business with our automated clearing house (ACH) services.  Used as a receivables tool, you can take advantage of ACH efficiency to speed up your collection of client remittances, dues, charitable contributions, and other various payments.  When ACH has used a payables tool, you can streamline payment processing which will aid in reducing errors, and lower the risk of fraud, decrease payment-process time and cost, and improve cash forecasting by using electronic payments.

Remote Deposit

Our remote deposit feature allows you to convert paper checks into electronic images that can be deposited online, thus enabling funds to move more quickly.  Ideal for businesses that deposit a large number of checks per month.

Business Mobile Deposit

1st Advantage Bank’s mobile app lets you quickly and easily deposit checks directly into your business checking or savings account from almost anywhere, anytime from the ease of your mobile phone. Save yourself a trip to the bank and focus on what matters most – running your business. *

*Third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking app. Mobile Capture is a feature of 1st Advantage Bank Mobile Banking. Use of the Mobile Capture feature requires a supported camera-equipped device and you must download the 1st Advantage Bank Mobile Banking app. Eligible 1st Advantage Bank account and 1st Advantage Bank Online Banking required. Certain other restrictions apply. See the Mobile Banking terms and conditions and the 1st Advantage Bank Online Banking Service Agreement.

Zero Balance

Zero Balance Accounts are designed to help eliminate manual transfers, reduce idle cash and prevent overdrafts.  We automatically transfer funds from your master account into other accounts in the exact amount needed to cover your payments.

Loan Sweeps

1st Advantage Bank’s Automated Loan Sweep Service allows you to disburse funds without having to manually move money between your checking account and your line of credit. Once a line of credit has been approved and established for your company, this automated service uses your excess balances to pay down your line of credit, acting as overdraft protection to help you avoid associated fees. Additionally, it can help reduce your interest expense. You simply set a target balance for your checking account and the excess funds will automatically be applied to your line of credit.

Wire Transfers

Need to send or receive money quickly and easily? 1st Advantage Bank offers secure wire transfer services to our business customers. Use domestic or international wire transfers to keep money in your account right up to the time payment is due.  Wire transfers can be initiated online via Business Online Banking or in person at our location.

Expecting a wire into your account, click here for our Incoming Wire Instructions.

Positive Pay

Wire, automated clearing house (ACH) and check fraud are just a few of the threats your business combats every day. Help reduce the risk of loss from check fraud with 1st Advantage Bank‘s Positive Pay, available through our Business Online Banking.  Positive Pay is a web-enabled check verification service that allows you to review exception items before they’re paid and return checks you deem fraudulent.

Merchant Services

1st Advantage Bank partners with NCR Corporation, a trusted 3rd party merchant services processing company, to give customers access to the latest authorization and payment processing technology and functionality, as well as extremely competitive rates.  Our merchant services solutions include EMV-compliant traditional equipment, mobile processing options, point-of-sale systems, eCommerce tools, and electronic check truncation services.  Increase sales, expand your payment options, and give your customers flexibility by accepting all major credit cards.

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We’re here to help with your treasury management needs.

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